Don’t stall this EOFY
Shift into gear with a new ride, whether for work or play, upgrade your vehicle with ease. Our car loan options make it simple to finance the perfect ute, van or car for your needs
Calculate your repayments
For the following loan type
I want to borrow
With repayments
And pay it back over
Estimated interest rate: 10.75% p.a., fixed for the term
i
Your estimated weekly repayment including fees
*Your repayment amounts have been calculated at the interest rate and loan term you selected,
and are based on the interest rate being constant for the entire loan term,
however, your interest rate will depend on your personal circumstances,
as explained here.
Changes to interest rates and/or the repayment amounts will change this.
Our quoted interest rates are subject to change.
This calculator is a tool to estimate repayments and the total loan cost only,
and is not an offer of finance by Heartland.
Heartland's responsible lending criteria, terms, conditions and fees apply.
**The total fees above include an establishment fee of
$** and a security registration (PPSR) fee of
$**.
Great rates and a decision in minutes
Rates from
Features
Interest rates between
8.95% and 12.95% p.a., fixed for the term
online anytime,
anywhere
No hidden fees and zero-
deposit finance available*
Providing Kiwis with car
loans for over 70 years
Here’s how it works
What do I need to know?
What are the rates, fees and terms?
Can I change my repayment amounts during the loan term?
What is the security for my car loan?
How long will it take for my loan application to be processed?
Is there a minimum amount I can borrow?
Can I get a loan approval before I’ve found the car that I want?
Is there a minimum age to apply for a car loan?
Can I change the amount of my loan after it is approved?
Can I apply for a car loan with a learner’s driver license?
What can I do on the Heartland mobile app?
Take care of your vehicle loan on the go
As part of the Heartland Bank whānau, Marac customers can take care of their vehicle loan on the go through the Heartland Mobile App or Heartland Digital.
